Visa mastercard

The iPhone will soon serve as a true mobile wallet, working with Visa, MasterCard, or an American Express card, and able to make secure mobile payments without whipping out your old fashioned plastic credit card, according to a new report from Bloomberg . “The new iPhone will make mobile payment easier by including a near-field communication chip for the first time, the person said. That advancement along with Touch ID, a fingerprint recognition reader that debuted on the most-recent iPhone, will enable consumers to securely pay for items in a store with the touch of a finger.” The digital wallet feature will almost certainly be limited to the new iPhone models due to the necessity of the NFC (Near Field Communication) chip. It is unknown if the payments initiative will be bundled as part of the existing iOS Passbook app or be its own unique application. Presumably, the upcoming Apple wearable device will also serve to make mobile payments too. Apple is expected to … [Read more...] about Forget Your Plastic, The New iPhone Will Be A Digital Wallet

Whether you’re cleaning out your closet , reselling items that you purchased at a sample sale, or selling your own original works of art, apps can help you stay on top of your online reselling ventures. I run my own small reselling business. I purchase items at retail sample sales—giant sales that retail businesses hold to get rid of extra merchandise, usually at a significant discount—and then I sell them on eBay for a profit. My reselling business doesn't exactly pay the bills, but it does bring in a decent amount of extra income. Since I'm based in the San Francisco Bay Area, traveling to these sample sales (which often take place in Los Angeles or New York) puts me on the road a lot, with little more than my mobile phone for company.  Luckily, I can use my phone to check and manage my eBay auctions, track my expenses, log inventory, and even create listings. Here are five apps that I use to stay on top of my reselling business. eBay eBay is a reseller’s most valuable … [Read more...] about iOS apps for resellers

Target; Nieman-Marcus; Michaels. Lately, it seems that a week doesn’t go by without some major retailer being forced to inform customers that their payment systems have been compromised, potentially affecting millions of cardholders and their finances. Of course, that’s on top of the myriad scams that happen every day on a smaller scale and end up costing both consumers and businesses billions of dollars every year. As plastic has increasingly replaced cash over the years, the financial industry has worked hard to tighten its grip over payment networks in an effort to curtail fraud—obviously, with mixed results. But that’s due largely to the fact that the weakest links in the long chain of providers that make charging your credit card possible are outside of the industry’s control. In the end, the best solution to this problem may already reside in your pocket: Your phone could be the key to a truly secure way to spend your money. Would you like my wallet? Despite the fact … [Read more...] about How smartphones can reshape the way we pay

If you’re shopping on the web from Safari with iPhone, you can make your check-out time faster and much easier by using a great built-in scanning feature to scan credit card details. This uses the iPhone camera to pull info directly from the card, preventing you from having to manually enter the sixteen digit number, card name, and expiration date. Once at the checkout page where the site is requesting credit card information be entered, tap into the credit card entry area, then look above the keyboard for the “Scan Credit Card” button. Simply tapping that will open the iPhone Camera, where you are able to scan the credit card. For best results, set the credit card to be scanned down against a neutral surface, then just hold the camera steady and it will pull the details from the front of the card. All credit card information will be scanned this way, including he name on the card, the card number itself, and the expiration date. You’ll still have to enter the … [Read more...] about Scan Credit Card Info with iPhone Camera in Safari