I’m a happy guy. Just look at my smiling face. So why does it seem that, week after week, my columns are depressing?It’s Monday and there’s a long work week ahead. The Super Bowl is a memory. The Knicks are awful. I know you want to read happy news.So why don’t I cheer you up? Because we’re surrounded by a financial community filled with cheerleaders. As much as I’d like to make you smile, I’m concerned about helping you protect the money you have.The smiling people at the federal government say we’re not going into a recession and inflation is low. That’s great news, until you have to buy milk or gas.Banks and mortgage brokers run ads offering great deals, but bury in the small print that they can take your home away from you. Infomercials run constantly with smiling faces telling you how you can still get rich in real estate. They smile because they are suckering you into their seminars.People on business TV are mostly upbeat. No one wants to watch talking heads who are economic mopes. It’s like “American Idol” for stocks, without Simon.Companies rave about their opportunities. CEOs have millions of dollars in options that pay… Read full this story
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